Advance Pay from One Nevada is really a short-term loan system that costs not as much as typical payday advances. We offer lower rates, no application costs and loans as much as $1,500.
Compare Advance Pay to typical loan providers:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You spend | $1,158 | $1,125 |
| You save $33! (with direct deposit) | ||
Terms & Prices
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Military
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
Finance cost and APR calculated predicated on a 14-day term. Revised 4/24/15
SIGNIFICANT POINTS TO CONSIDER JUST BEFORE BORROW
just exactly How Payday Loans Perform: pay day loans are short-term cash loans frequently secured because of the borrower’s post-dated personal check. We don’t require a post-dated check. Loan payment is deducted directly from your own account.
Cash advance Terms: Loan quantities generally vary in quantities from $100 to $1,000. Normal loan term is fourteen days. Prices typical 470% apr (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to borrow $100 for two weeks. Our less than normal APRs and finance fees are shown above.
Two-Week Due Date: payday advances often have a two-week deadline. In the event that you get earnings just once four weeks, you may want to expand your loan two and even three times incurring extra costs before receiving your monthly check to cover the loan off. This might create your loan very costly. a various types of loan might be much better for your needs. Benefit from our free economic guidance explained from the page that is next.
Debt Traps: pay day loans often trap customers in perform borrowing rounds as a result of high expenses and incredibly repayment that is short. Borrowers typical 8-13 payday advances each year from a solitary loan provider. Almost 60% of most pay day loans are either same-day renewals or brand brand new loans applied for just after paying down the previous loan. Which means with time, cash advance costs frequently surpass the initial loan quantity. Don’t get caught into the financial obligation trap. Benefit from free counseling that is financial below.
ESSENTIAL DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The next relates to people in the army and their dependents if: (a) during the time your loan is made, you will be a dynamic person in the armed forces or perhaps you certainly are a reliant of an energetic person in the armed forces (as those terms are defined within the Military Lending Act, 10 U.S.C. 987 as well as its implementing laws); and (b) your loan is unsecured or guaranteed by personal home that you would not buy with all the proceeds regarding the loan.
- NOTICE: Federal legislation provides crucial defenses to people of the Armed Forces and their dependents associated with extensions of credit rating. As a whole, the price of credit rating to an associate for the Armed Forces and his / her dependent may well not go beyond a annual percentage rate of 36 per cent. This price must add, as relevant to your credit deal or account: the expenses related to credit insurance fees or financial obligation protection charges; charges for ancillary items offered regarding the the credit transaction; any application charge charged (except that specific application fees for certain credit transactions or records); and any involvement cost charged (apart from particular involvement charges for a charge card account).
- This loan shall not be guaranteed by shares or deposits in virtually any of one’s reports until you especially consent to establish an account associated with this loan by which funds deposited following the loan is provided will secure this loan. Consequently, listed here conditions within the Loan Agreement and Security Agreement try not to affect this loan: “Contractual Pledge of Shares”; any mention of pledge of stocks, statutory liens, set-off, or freeze that is administrative in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your level it purports to cross-collateralize all of rise credit loans near me your other share or deposit reports with us.
- This loan just isn’t susceptible to arbitration that is mandatory consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall perhaps maybe not connect with this loan.
- The louisiana-specific provisions contained in the Security Agreement do not apply to this loan if you are a Louisiana resident.
Member Notice: A short-term loan must certanly be utilized for short-term monetary requirements just, maybe not really a long-lasting economic solution. People with financial hardships can see Financial Management free of charge usage of education that is financial online tutorials.