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Overdraft Protection Payday lenders claim their charges are less than having to pay bounced check fees.

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Continue reading “Overdraft Protection Payday lenders claim their charges are less than having to pay bounced check fees.”

Tall Court Judgment in Payday Lending Test Case вЂKerrigan v ElevateвЂ™

The tall Court has today passed down judgment in Kerrigan & 11 ors v Elevate Credit Overseas Limited (t/a Sunny) (in management) [2020] EWHC 2169 (Comm). Here is the lending that is payday situation litigation before HHJ Worster (sitting as a Judge for the High Court).

Twelve test Claims had been tried over one month in March 2020. The lending company had been represented by Ruth Bala and Robin Kingham of Gough Square.

The tall Court discovered that the Defendant (вЂњDвЂќ) systemically breached the necessity under CONC chapter 5 to conduct a satisfactory creditworthiness evaluation, principally by failing woefully to give consideration to whether or not the customerвЂ™s repeat borrowing from D meant that the cumulative aftereffect of its loans adversely affected the customerвЂ™s situation that is financial. Continue reading “Tall Court Judgment in Payday Lending Test Case вЂKerrigan v ElevateвЂ™”