Advance Loan – Loans – Bank Millennium

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Borrow cash at a lower price with 0 commission that is PLNAPR 14.35%)

For each 5000 PLN borrowed, you certainly will just pay 115 PLN monthly instalment

0 PLN payment

You only pay 115 PLN monthly for each 5000 PLN borrowed
Benefit from advance loan advertising (APR 14.35%):

apply conveniently online fixed instalment for the loan duration it is possible to borrow as much as 20 000 PLN

Marketing rates

Look at your marketing instalment

Standard offer

Inside our offer we always provide:

quickly, conveniently along with minimal formalities from 1 000 PLN as much as 150 000 PLN you enjoy the Lowest Interest Rate Guarantee*

*If within 1 month after signing the mortgage contract you discover a cheaper offer with similar amount and tenor – we will lessen your interest and can refund the huge difference in the interest currently compensated to us, after fulfilling the conditions described in the mortgage laws using the Lowest Interest Rate Guarantee.
Credit expense and appropriate note

Standard instalment

Always check your loan instalment for standard offer

Will you be moving your wage to Bank Millennium?

Insurance coverage for loan payment?

Minimal instalment is 50 PLN.

Apr (APR)

Take that loan information regarding the calculator

just exactly How to utilize

If you should be perhaps not our customer, e mail us.

If you should be our customer, apply in Millenet.

Select the branch that is nearest

Secure Loan Insurance

Appealing insurance coverage Safe Loan will make sure comprehensive help for your family in various unforeseen circumstances, such as for example:

total incapacity to the office or impairment as a consequence of a major accident, short-term incapacity to your workplace or disability as a consequence of a major accident, lack of work or hospitalization due to any sort of accident, serious infection, death.

See more information regarding the insurance coverage right here

The most important thing, you don’t have to find the dangers. Insurance package offers coverage in most the aforementioned occasions and modifications immediately according to your expert situation and present pension/disability retirement entitlement.

Should some of the above unforeseen circumstances happen, the Insurer will probably pay for you personally:

as much as 12 instalments in the event that you lose work or as much as 6 instalments if you should be taken fully to medical center due to accident, also 36 instalments if you should be temporarily unfit for work or 25% regarding the outstanding loan quantity in case there is death because of accident, the complete outstanding number of the loan if you should be completely unfit for work or 25% regarding the outstanding loan quantity in case there is impairment because of accident, the whole outstanding number of the mortgage in the event of dropping sick with one of severe conditions or in situation of death.

In conclusion regarding the insurance coverage agreement is straightforward and convenient – it requires destination throughout the summary of a loan contract, and insurance coverage security starts the time after the loan is launched. The insurance coverage premium is 0.3% for the granted loan amount each month as well as your convenience it really is included with the mortgage quantity. Discover more about the insurance coverage

Needed papers

Do you want to take advantage of Consolidation Loan? choose a document in accordance with your income source.

• Employment agreement / Contract of mandate / Author’s agreement
• Sole proprietorship
• Pension retirement
• Impairment retirement
• Pre-retirement advantage

One of several choices below:

• manager verification of one’s earnings during the last a few months
• PIT for a year ago
• evidence of earnings – in Polish

• yearly payday loans PA income tax return and a certification through the Tax workplace or even a certification through the ZUS/KRUS
• Expense and revenue ledger

• verification of retirement transfer for the last thirty days
• final retirement payslip
• last choice on indexation
• final decision on pensionable remuneration

• verification of impairment retirement transfer when it comes to month that is last
• final impairment retirement payslip
• final choice on remuneration
• choice on granting the retirement pension that is disability

• verification of great benefit transfer for the month that is last
• final advantage payslip
• final choice on remuneration
• choice on giving the power

Crucial papers

• Insurance coverage paperwork – in Polish
• Earnings certificate – in Polish
• Declaration on resignation through the Agreement of loan – in Polish

• Loans Laws – in Polish
• “Pożyczka z GwarancjÄ… Najniższego Oprocentowania” laws – in Polish
• „115 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV promotion that is edycja – in Polish
• „100 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja” promotions regulations – in Polish
• „Promocja na start z ubezpieczeniem” – in Polish

• Advance loan price list

Credit expense and appropriate note

Representative instance for an advance loan with “Promocja na begin z ubezpieczeniem” promotion: Annual Percentage Rate (APR) is 14.35%, total loan amount (internet of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total price of the mortgage: PLN 5 700, (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of PLN 345; very first instalment due after 1 month from disbursement for the cash. The calculation ended up being made at the time of 08.04.2020 for a representative instance.

The “Promocja na start z ubezpieczeniem” promotion is valid till 03.07.2020 and pertains to cash that is uninsured given when it comes to period of 60 months with add up to be disbursed underneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be acquired to clients whom would not have an advance loan or consolidation loan when you look at the Bank one year prior to the period of submitting the application form and declare the wage tranfer for present acount and indicate the financial institution as eligible to insurance coverage advantages in the event of debtor death. The advertising: might not be along with other promotions cash that is concerning; it may be taken just once during its legitimacy and it also doesn’t protect loans for payment of other credit services and products.