From buying very first home to refinancing a current mortgage; or using our Car Buying solution to getting a charge card with competitive prices and zero charges, we’ve got the loans and credit lines you will need.
Lending
Home Loans
Select a loan provider you can rely on. At DOCFCU, our experienced mortgage brokers may be with you each step regarding the method, assisting you to official statement select the mortgage choice that fits your preferences and spending plan.
- Fixed and rate that is adjustable available
- Loan amounts from $75,000 – to $1,500,000
- Designed for main residences or 2nd houses (no investment properties)
- Loans around 97% loan-to-value*
- First and mortgage that is second loans as much as 90per cent loan-to-value
- Handle your loan on the web, including payments that are making
- Readily available for domiciles in most 50 states
- Obtain a personalized, no responsibility price estimate
- Get pre-qualified for the next home loan
- Explore the resource accessible to help you produce choices that are smart
Convenient On The Web Mortgage Access
You will see your home loan declaration, review your re re payment history, look at your escrow balances, and even make an immediate online repayment from your bank account.
Have Mortgage Concerns?
For concerns regarding our application procedure, to have pre-approved or even to ask questions that are general obtaining a DOCFCU mortgage, please contact our professionals straight:
- Mike B. (202) 808-3628
- Celia M. (804) 368-6036
- Ron V. (804) 588-4787
- or email us at info@docfcu
For concerns relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu
For concerns relating to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790
Lending
Residence Equity Loan and Type Of Credit​
A property equity personal credit line from DOCFCU could be a smart option to fund many different requirements, including a house renovation or repairs, training costs, the journey of an eternity, and even only to combine financial obligation. Our experienced loan providers are willing to assistance with tailored credit line only for you.
A property equity loan, or “second trust loan”, is yet another choice that substitutes a hard and fast price when it comes to variable price of a house equity credit line.
Residence Equity Credit Line
- A minimal variable interest price of Prime+0*
- No closing costs on an advance that is initial of10,000 or maybe more
- Tax-deductible interest re payments (speak to your income tax consultant for details)
- The capacity to borrow as much as 90per cent of one’s home’s value (minus your mortgage that is first balance as much as $250,000
Residence Equity Loan (2nd Trust)
- The lowest fixed price
- Tax-deductible interest re re payments (check with your income tax consultant for details)
- The capability to borrow as much as 90per cent of one’s home’s value (minus your mortgage that is first balance as much as $100,000
Prices
Have actually questions? We’re right here to aid. Please phone 202.808.3600 to consult with certainly one of our loan professionals today.
Lending
Automotive Loans
A car loan from DOCFCU will allow you to drive a difficult deal. Whether you might be thinking about purchasing a fresh or utilized vehicle, or refinance your existing automobile loan to truly save cash, our low prices and value-added solutions will make a huge difference.
- As much as 105per cent on used and new financing
- Fast approvals ( Within a day or less)
- Price matching open to members that are qualified
- Union benefits discounts (is not along with match price)
- Free Autocheck for utilized cars with loan application
DOCFCU Automobile Buying Service, Running On TrueCar в„ў
We shall additionally provide offer an associate .25% from the price with the certificate of purchase if they use True Car and provide us.
Prices
Automobile Loan Calculators
Utilize our calculators that will help you calculate your monthly obligations.
Extra Services
There’s more to a good deal than the usual price that is good. That’s why a variety is offered by us of extra programs and tools to assist you both purchase sensibly and protect your investment.
Additional Solutions
GAP Insurance to guard Your Loan
Guaranteed in full resource Protection (GAP) insurance coverage assists relieve your monetary burden if you are paying the possibly high-cost distinction between your insurance coverage settlement as well as your loan stability on things straight pertaining to the acquisition of the automobile.
A loan officer at 202.808.3600 for more information, be sure to contact .
Features
- 90-day look that is free you may possibly cancel your security within 3 months of one’s enrollment date and get the full reimbursement with no termination cost.
- Skipped payments – security includes skip-a-payment or delinquent-payment features for the lifetime associated with the agreement that is financial.
- Available on loans – safeguards used and new vehicles.
- Main car insurance deductible – pays as much as $1,000 of the automobile tax deductible.*
Extensive Car Provider
Safeguard your self from unanticipated, high-cost repairs, and undoubtedly, boost the resale value, if you decide to offer your car or truck.
Most major vehicle repairs happen following the factory guarantee duration stops. Without an automobile Service Agreement (VSA) — you’ll crank up spending money on unanticipated and expensive repairs. As being outcome, extended protection for automobile repairs is actually a requisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable way of protection for the brand new or qualified vehicle that is pre-owned.
Consult with your loan officer regarding the choices and understand how you can conserve to 50per cent off dealer prices. You might qualify for protection even although you don’t now have a car loan with Department of Commerce Federal Credit Union.